Insurance

Insurance can be an important component of your overall financial strategy. While its primary purpose is often protection, insurance coverage can offer additional benefits:

  • Cash to your estate to pay debts, taxes or other expenses
  • Legacy/wealth transfer strategies
  • Asset accumulation and distribution strategies
As you seek to build financial security for yourself and your family, you may want to consider the following options:
Protection and Legacy Transfer
  • Term insurance – can provide for basic insurance protection, debt consolidation, mortgage cancellation, college funding and family income needs.
  • Long-term care insurance – can help defray health care costs not covered by Medicare.
  • Medicare supplemental insurance – is designed to provide for an increase in the deductibles and co-insurance payments required each year in Medicare plans.
  • Disability income insurance – can be used to replace income due to a disabling accident, health issue or mental incapacity.
  • Group life and disability – can provide employee life and disability insurance coverage for your business.
Asset Accumulation and Distribution Strategies
  • Fixed annuities – provide both a fixed-investment rate as well as guaranteed income, with tax-deferred accumulation.
  • Universal life insurance – offers life insurance protection with a fixed rate of guaranteed tax-deferred cash value.
A Legend Group financial professional with insurance knowledge can work with you to assess your insurance needs as part of your investment plan.

 

For a complimentary, no obligation consultation from one of our financial professionals please complete this form or call us at 1.800.417.9099.


Guarantees are subject to the claims-paying ability of the issuing insurance company.

Legend Equities Corporation and its affiliates do not provide estate planning or tax information or advice.